Intelligent, Aggressive Representation For The Injured And Disabled
On November 26, 2025, the Department of Veterans Affairs published a final rule that expands the filing window to request a waiver of many VA benefits overpayment debts. In plain terms, VA revised 38 C.F.R. § 1.963 (the waiver rule for debts “other than loan...
In late November 2025, the Department of Veterans Affairs reported that it brought the CHAMPVA application backlog down to zero meaning eligible families should see decisions arrive in days instead of months. For context, CHAMPVA is VA-administered health coverage for...
Because low birth weight infants may experience problems related to their prematurity and associated perinatal complications, low birth weight is a criteria for disability of a child under Supplemental Security Income. The Social Security Administration recognizes...
Veterans Day was originally called Armistice Day to commemorate the end of World War I. It was placed on November 11 because the armistice to end the war was signed on the 11 day of the 11 month at 11 A.M. However, in 1954, the name was changed to Veterans Day to...
Facing a physical impairment can be uncomfortable. You suffer from the pain daily, reducing your abilities and preventing you from working. As a result, the loss of income becomes a significant concern. Fortunately, you may be eligible to receive disability benefits...
Social Security programs are of vital importance to many Americans. In fact the number of people receiving benefits is in the millions. The Social Security Administration has released data showing that approximately 72.9 million people receive benefits from programs...
On July 30, 2025, the VA Home Loan Program Reform Act (H.R. 1815) became law, creating a statutory Partial Claim under 38 U.S.C. § 3737 to help Veterans keep their homes. In practical terms, when a Veteran’s VA-backed mortgage on their primary residence is in default...
On October 24, 2025, the Social Security Administration announced a 2.8% benefit increase for 2026. This cost-of-living adjustment (COLA) is a little bigger than last year’s COLA which saw a benefit increase of 2.5%. Over the last decade, the COLA increase has...
October is Breast Cancer Awareness Month. Every year, the attorneys and staff at Gardberg and Kemmerly, P.C. have a team for the Making Strides Against Breast Cancer walk. The Making Strides Against Breast Cancer walks raise funds to support breast cancer patients,...
Once again, Gardberg and Kemmerly are raising funds for the Making Strides Against Breast Cancer walk. This year, the walk is being held on October 25, 2025 at 8:00 a.m. at Spanish Plaza, 401 Government Street, Mobile, AL. They also have a 5K you can participate in...