Disability solutions for you and your family

Photo of attorneys Jonathan P. Gardberg and Colin Edward Kemmerly

VA Expands Veterans Affairs Life Insurance to Millions of Veterans

by | Dec 13, 2022 | Veterans' Issues |

Starting on January 1, 2023, the VA is opening enrollment for Veteran’s Life Insurance, expanding access to millions of Veterans. VALife provides up $40,000 of whole life insurance for all Veterans who are 80 years old or younger and have at least one condition service-connected.

Several of the benefits of the new VALife program include the removal of a time limit to apply. Previously, a Veteran had to apply within two years of being granted service-connection for a disability, now a Veteran can apply so long as they are not over 80 years old.  Another change is the removal of the requirement that that Veterans be in good health except for their service-connected conditions. The last major change is that coverage has been increased from $10,000 to $40,000, with the full benefit taking affect after 2 years. Premiums are determined based on the age that the Veteran enrolls, so Veterans interested in the program should enroll sooner rather then later to keep their premiums as low as possible.

Veterans who are already registered for the existing S-DVI program (the current VA life insurance program) can keep their current coverage or switch over to VALife. If a Veteran on S-DVI switches to VALife before December 31, 2025, they can keep their S-DVI coverage for the 2 year waiting period before their VALife benefits fully kick in.

More information on VALife can be found on here, including how to apply.

If you have questions about VA disability benefits, the qualified Veterans’ Disability attorneys at Gardberg and Kemmerly want to help in any way possible. Please call our office and speak with one of our qualified Veterans’ Disability attorneys. Gardberg and Kemmerly is committed to helping injured and disabled Veterans obtain the benefits they deserve.  If you need help with a disability claim, call the office at 251-343-1111 or 1-800-332-1529 for a free consultation. Gardberg and Kemmerly is proud to serve Veterans across the country from our home office in Mobile, Alabama. We would love an opportunity to discuss your claim.


Client Testimonials

Mr. Gardberg – I am forever in your debt. I will never be able to tell you how much I appreciate what you have done for me. I praise you and your firm for all they did to help me in my disability case. Thanks for being so kind.

– L. Nelson

Saying thank you is easy, but you will never know how you impacted my life by helping me with me Social Security disability case. This thank you comes right from the heart.

– R. Turner

Thank you, thank you , thank you to all of the angels in the law firm at Gardberg and Kemmerly. I sincerely hope you know how much you did to make my life better.

– D. Thompson

FindLaw Network