Once you have applied for your Disability Insurance Benefits (DIB) and have been found disabled, you will begin to receive your disability benefits. Many people wonder about the process of switching from disability benefits to retirement benefits once they hit retirement age. This is one thing that the Social Security Administration makes very easy. When you reach full retirement age, you will automatically be switched from disability to retirement. There is absolutely nothing that you need to do to switch to your retirement benefits. The automatic switch only happens once you reach full retirement age, not early retirement. The chart below indicates at what age you will receive retirement benefits.
Year of Birth * |
Full Retirement Age |
1937 or earlier |
65 |
1938 |
65 and 2 months |
1939 |
65 and 4 months |
1940 |
65 and 6 months |
1941 |
65 and 8 months |
1942 |
65 and 10 months |
1943 – 1954 |
66 |
1955 |
66 and 2 months |
1956 |
66 and 4 months |
1957 |
66 and 6 months |
1958 |
66 and 8 months |
1959 |
66 and 10 months |
1960 and later |
67 |
If you were born on January 1st of any year you should refer to the previous year. (If you were born on the 1st of the month, we figure your benefit (and your full retirement age) as if your birthday was in the previous month.) |
For more information on Social Security Disability Benefits, contact an experienced Social Security disability attorney at Gardberg & Kemmerly, P.C. Gardberg & Kemmerly, P.C. represents Social Security disability claimants in Alabama, Mississippi, Florida, and Louisiana at all levels of the disability process from initial application to appeals to Federal Court. Gardberg & Kemmerly, P.C. has been helping Social Security claimants with their disability claims for over 30 years.