There are two primary components of qualify for Social Security disability benefits (SSD). Applicants for disability benefits must meet the work history requirement and also suffer from a medical condition that is so severe that it prevents them from working, rendering them disabled, and is expected to last 12 months or longer or result in death.
For a disabled individual to qualify for Social Security disability benefits, they must have worked in jobs covered by Social Security and meet the Social Security Administration’s definition of disability. The disabled individual must have work history that is long enough, and recent enough, to qualify for Social Security disability benefits. Work history is measured by work credits and are based on the disabled individual’s total yearly wages or self-employment income. A total of four credits can be earned each year.
It is helpful to note that the number of work credits needed to qualify for SSD benefits is based on the age of the applicant when they become disabled. In addition, the amount required for a work credit changes from year to year. Once a disabled individual meets the requirements for Social Security disability, benefits can be paid until the disabled individual is able to return to work and it is important to note that certain work incentives may also be available.
Social Security disability benefits can be vital for many disabled individuals which is why it is important to understand both of the primary requirements to qualify for benefits. It is also important to note that disabled individuals without the necessary work credits may qualify for other options so it is best to be familiar with all of the resources available to determine which is the best fit for the disabled individual’s situation.