Gardberg & Kemmerly, P.C. Attorneys at Law

SSI Supplemental Security Income is possible if denied SSD

With a new year comes new aspiration and goals for how you want your year to go. Now that the craziness of the holidays is behind us, new year's resolutions can be front and center. One new year resolution for many Mobile residents may be to finally address their disability and do something proactive to improve their situation. If you didn't work for a long enough period with contributing wages, per the Social Security Administration's rules, you may have other options when you are disabled.

Your disability must prevent you from gainful employment, among other criteria. However, what's different about SSI Supplemental Security Income from Social Security Disability is that prior taxable wage contributions aren't a necessary criterion to qualify for SSI. Supplemental Security Income provides financial assistance to disabled children and adults. It also offers benefits for those over 65 and blind people, who have little or no income or resources.

Some aren't even aware that there are other government-backed programs out there to benefit the less fortunate. When a disability impacts your life and your family's life, there are options out there to utilize. This new year, consider how these financial assistance programs could impact you and your family. It could make all the difference in having financial stability and to ensure that your year is the best one yet.

Maybe you don't qualify for SSD benefits. That's okay! There are other benefit programs aimed at helping those with financial difficulties. Oftentimes disability is a factor in awarding benefits, as is age or limited income resources.

Source:, "What to think about before applying for disability benefits," January 3, 2018

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