YOUR “My Social Security” ACCOUNT HAS NEW SECURITY FEATURES
If you have not visited www.ssa.gov/myaccount to set up your “My Social Security” account then now is a great time to explore your benefit options. Setting up your account is fairly simple and took less than 5 minutes. SSA announced that a new dual-factor authentication requirement went into effect on June 10, 2017. Now exploring your Social Security account is safer and easier than ever.
Previously, SSA had implemented a system which required authentication by sending a passcode to only your cell phone via text message. This proved quite frustrating for users for a number of reasons, including, the fact many users did not have a cell phone, lived in rural areas which had weak cell phone reception, or did not have free text messaging abilities. SSA now gives you the option to choose to receive the passcode via text message or email. Having an email address is required to set up a “My Social Security” account, so each user should have access to an email address. This security passcode is required EACH time you log in to your account, not just at registration.
First-hand experience is sometimes the best option. Therefore, I logged in and created my own “My Social Security” account. When first setting up your account you have to answer some questions from your credit bureau report, which honestly was a tad difficult because I wasn’t a 100% sure I was choosing the correct option. You have multiple choice answers to choose from, and it is about a 6 question process ranging from what was the last vehicle you financed to alternate phone numbers you have used.
There is an additional option for adding enhanced security which includes providing 8 digits from a credit card, answering information from your W2, or from your most recent tax filing form (i.e. 1040, etc.). Unless you are interested in an extra step of security, you can choose the option “No, maybe later”. If you decide to add extra security, be sure and have this information handy, or have superb memory.
Once in your “My Social Security”, you can review your estimated benefit amount at and before retirement age, your benefit amount should you become disabled, and how much your family may be eligible to receive should you become disabled or if they have to file for survivor benefits. You can file an application for disability, review your earnings record, replace a lost or stolen Social Security card, and download your statements. If you are receiving Social Security benefits you should be able to review your current payment and benefit amounts and change any payment information.
Keeping up with changes in Social Security is a part of our business. If you have filed for Social Security disability benefits please call one of the experienced disability attorneys at Gardberg & Kemmerly, P.C. Attorneys at Law today at 251-343-1111 for a free consultation. Gardberg & Kemmerly specialize in helping the injured and disabled.