You may know that disability benefits could be available to individuals who are unable to work due to a physical condition, but you may be unaware of the fact that these benefits could also be available to people who struggle with certain mental conditions. If you or a loved one struggles with a mental disorder, you or your family member may have a rightful claim to Social Security Disability Insurance benefits.
There are many stipulations regarding eligibility for SSDI benefits, and not everyone who applies will be successful the first time, even with a qualifying mental condition. If you think you may be eligible or wish to know more about the application process, you would be wise to first discuss your options with an experienced Alabama attorney.
Qualifying mental conditions
According to the Social Security Administration, there are certain mental conditions considered to be inherently disabling, which means that a person with one of these disorders would likely be unable to hold gainful employment or work enough to earn a living. The SSA considers the following qualifying mental disorders:
- Developmentally disabled
- Bipolar disorder
This list is not conclusive, and those with conditions not currently on the SSA's complete list of qualifying mental disorders could still have a claim to benefits. Every case is different, and having the right information from a reliable source is a key component to doing what is best for you and your family, which may include filing a claim for disability benefits.
Assessing mental disorders
Not everyone who has a mental condition will qualify for SSDI benefits. It can be very difficult to accurately assess a mental condition and correctly identify a person's cognitive function and ability to work. For individuals seeking benefits for this reason, it can be particularly complex to navigate the assessment process, correctly answer the appropriate questions and provide the necessary documentation.
Experienced, knowledgeable guidance
Many initial claims come back denied, but that is not the end of the road. You have the right to seek legal guidance from the very beginning of the SSDI claims process, ensuring that either you or your loved one has the support needed to complete the application and confront any challenges that arise, including the assessment process or a denied claim. Securing rightful disability benefits on the basis of a mental condition is not an easy process, but you do not have to walk through it by yourself.