Different benefits are available to disabled individuals struggling to make ends me including Social Security disability insurance benefits and Supplemental Security Income (SSI). To begin with, the two types of benefits share in common that they are both intended to help disabled individuals who are unable to work because of a disabling medical condition. There are important differences related to eligibility for the two different types of benefits, however, that disabled individuals should be familiar with.
There has been much talk this year about changes to the social security program and also the SSI Supplemental Security Income program. Much of this has been just talk, but a recent development is anything but. The Senate recently passed an act that affects SSI recipients and their representatives, among other parties. It impacts how each state reviews and administers these federally-backed programs to their recipients.
With the average lifespan rising for men and women across America, the question becomes how does one provide for themselves through old age? Savings are never a bad idea, but what if one is unable to save like they hoped before they reach retirement age ?The retirement age is officially 65 but some opt to take it earlier or later. Disability and other factors can play into how a senior achieves a comfortable lifestyle come the time when they are no longer working.
Thinking about a person's or family's financial responsibilities and ability to meet them, it can give people anxiety. This anxiety can be heightened if a person has financial obligations (and who doesn't?) and is unable to work or to procure an income source for themselves. Some people are born with a disability that puts them at a disadvantage in the workforce. Others are over the age of 65 or have suffered a lifelong injury or illness that could make them candidates for SSI Supplemental Security Income.
As a parent, there is nothing one wouldn't do for their child. Most parents would move all the stars in the heavens if they could for their child. If you are a parent of a child with disabilities, you know how challenging their daily routine can be. This is why approved disability claims can be so beneficial for your disabled child.
With a new year comes new aspiration and goals for how you want your year to go. Now that the craziness of the holidays is behind us, new year's resolutions can be front and center. One new year resolution for many Mobile residents may be to finally address their disability and do something proactive to improve their situation. If you didn't work for a long enough period with contributing wages, per the Social Security Administration's rules, you may have other options when you are disabled.
We can't always choose the hand we are dealt. This is especially true if yourself or a loved one was involved in an accident that caused irreparable injury. Or if a person falls ill to a chronic disease that severely impacts a person's quality of life. For those that have the need, Supplemental Security Income can be a lifesaver for families and disabled individuals that are struggling to make ends meet.
Hardworking Americans contribute from their taxed income into a taxed wages account that is meant to be utilized for themselves or other taxpayers who fall on hard times. The Social Security Administration oversees social security disability benefits and supplemental security income for millions of Americans. The program provides a benefit that those in financial need can receive if they meet certain income limits. The good news is that benefit rates are increasing for the coming year of 2018.
When the average person thinks about the term disabled, a few things come to mind. Often people think of physical disabilities, like an inability to walk. However, a disability can come in other forms beyond physical. Mental and emotional disabilities often plague our family members, neighbors and friends.
For those with disabilities, they can have a tougher time financially due to their illness or injury making it difficult for them to work or make ends meet due to medical expenses or other hardship. That's why disability assistance like Supplemental Security Income exists and is distributed to the appropriate parties. However, SSI must be sought out and it can even be further optimized by other programs aimed at helping those with disabilities and their families.