Gardberg & Kemmerly, P.C. Attorneys at Law

Qualifications for Supplemental Security Income

Supplemental Security Income or SSI is a federal income supplement designed to help the aged, blind, and disabled who have little to no income. SSI is different from Social Security Disability Insurance (SSDI) in that SSDI benefits are paid to Claimants who have worked long enough and paid Social Security taxes. SSI is not based on prior work. The medical standards for SSI and SSDI are the same. Disability for both SSDI and SSI is awarded when a person has a diagnosed physical or mental impairment that is severe and can be expected to last at least 12 months or result in death, and the person, because of the impairment, must not only be unable to do his/her previous work, but must also be unable to do any other type of substantial gainful activity.

However, in order to qualify for SSI, a person must have limited resources and limited income. The resource limit for SSI is $2,000 for an individual and $3,000 for a married couple. These resources do not include the home that the person lives, the land on which the house sits, household goods, burial spaces for your immediate family, burial funds valued at $1,500 or less, life insurance policies valued at $1,500 or less, and one vehicle regardless of its value. Social Security will also take into account living arrangements when assessing whether a person is qualified for SSI and the amount of the SSI benefit.

For more information on Supplemental Security Income, contact an experienced Social Security disability attorney at Gardberg & Kemmerly, P.C. today at 251-343-1111 for a free case evaluation. Gardberg & Kemmerly, P.C. represents Social Security disability claimants in Alabama, Mississippi, Florida, and Louisiana at all levels of the disability process from initial application to appeals to Federal Court.

 

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