Gardberg & Kemmerly, P.C. Attorneys at Law

Injuries, an inability to work and Social Security Disability

A person could be injured in a range of ways that can severely impact their life. Whether injured in a car accident, sports incident or just a freak-accident in which a person slips and falls, an injury can turn a person's world upside down. If injured for more than a year and unable to work in your old position or a legitimate substitute, one may want to start thinking about Social Security disability benefits for injuries. These financial benefits are available to those that apply for them, with stipulations, of course.

When a person becomes disabled before retirement age, how are they supposed to bridge the gap with their financial needs? Add medical bills to the mix and you have a financial situation that can get out of control quickly. Workers who become disabled before retirement age may qualify for benefits through Social Security Disability. Each taxed worker contributes to SSD and when their need arises, they can apply for benefits.

Each applicant must meet and display certain requirements to be granted access to SSD benefits. When filling out the application, a person will be asked to describe the details of their disability. To be thorough, gather a list of all conditions that limit your ability to work, including mental conditions. Be detailed when describing how they prevent you from work, rather than just listing a diagnosis. Symptoms of an injury that affects a person's ability to work are more descriptive than a diagnosis.

No-one wants to be in the vulnerable position of being unable to work. However, for many, that is the reality they face at some point in their life. These benefits are available to those that need them. One only need apply in the manner consistent with SSA regulations in hopes of being approved for disability benefits.

Source: injury.findlaw.com, "Applying for Disability Benefits," Accessed October 30, 2017

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