Individuals who are unable to work due to a catastrophic injury or serious medical condition may be eligible for Social Security Disability benefits, but what about individuals who are unable to work due to a mental condition? They are also eligible to receive Social Security Disability Insurance benefits, but the Social Security Administration employs its own definition of disability when approving benefits for mental conditions.
According to the National Alliance on Mental Illness, approximately 35 percent of people who currently receive disability benefits do so because of a mental illness. However, this does not mean that it is easy to get a claim approved for these types of disorders. In reality, Mobile-area claimants may find that it is actually quite complicated to obtain benefits, even with a valid qualifying condition.
How can I know if I am eligible for SSDI benefits?
The Social Security Administration has two requirements that applicants must meet in order to receive SSDI benefits. They are as follows:
- You must have a qualifying medical condition that will prevent you from working for at least one year.
- You must have an employment history of jobs covered by Social Security.
Qualifying for SSDI benefits on the grounds of a serious mental condition can be difficult. While you may have a valid diagnosis and sufficient proof to support your claim, there is no guarantee that you will receive approval on the first try. It can be useful to include as much evidence and documentation as possible as part of your application, as well as work with a legal ally experienced in navigating the complex SSDI claims process.
If you are not eligible for SSDI benefits, you have other options that may benefit you and your family, such as Supplemental Security Income. Eligibility for these benefits depends on your disability, income and current assets.
The next step after a denied claim
Receiving a denied claim is frustrating, especially when you desperately need those benefits in order to care for yourself and provide for your family. Fortunately, this is not the end of the road for you. With legal support, you can seek a reconsideration of your application or file an appeal.
Simply because your mental condition is unseen does not preclude you from benefits if you are unable to work. When you know your rights, you will be better prepared to fight for what you need for medical care, support and financial stability.