Gardberg & Kemmerly, P.C. Attorneys at Law

Special Needs Trust

Special Needs Trust

Claimants for disability may also qualify for Supplemental Security Income (SSI). In order to qualify for SSI benefits, a person must have a low income and few resources. SSI is a needs-based benefit program. A person's SSI benefits are calculated based on the resources of their household. For some, filing for disability is a direct result of an injury that occurred through no fault of their own. Many who are injured receive a court award or settlement as a result of the negligence of another party. Depending on the amount, the settlement can then affect a person's eligibility for SSI or reduce a person's benefits.

A solution to this problem is called a Special Needs Trust. Special Needs Trusts are often made for the benefit of disabled or mentally ill beneficiaries so they do not lose the government benefits that they are receiving or would receive in the future. The settlement or court award will be placed in a trust with a trustee having control over the management of the funds, rather than the beneficiary. With a Special Needs Trust, a person receiving SSI will continue to receive their SSI benefits and Medicaid. The Trust will then supplement that income so as to provide for any needs or services that SSI cannot cover. The trust's assets will not be counted as resources that could impact a person's eligibility for SSI. This would allow someone to continue to remain eligible and receive their benefits from SSI as well as have any added expenses taken care of with money from the trust.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Tell Us About Your Case

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Firm Contact Information:

1015 Montlimar Drive, Suite B4
Mobile, AL 36609

Map & Directions

Phone: 251-243-7872
Toll Free: 877-539-1739
Fax: 251-342-3747

Mississippi: 228-435-4000
Florida: 850-458-1226